2011年7月4日星期一

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UK consumers are missing out on potential financial rewards - such as cashback, retail vouchers or frequent flyer points - to the tune of a staggering 3.6 billion per annum, according to research by American Express. By using other payment methods almost two-thirds (63 per cent) of consumers are failing to take advantage of over a hundred pounds worth of rewards and benefits they could be earning by paying for their everyday spending on a rewards credit card.

At a time when families across the UK are having to tighten purse-strings, American Express is urging consumers to ditch their 'Passive Plastic' and get more from their spending by earning rewards from their day-to-day spending as well as bigger ticket items.

Currently, 78 per cent of those holding a rewards credit card are using their points at least once a year, with 42 per cent of respondents stating that they are more likely to use their points now than a year ago. On average, rewards cardholders believe they benefit around 116 a year from using their points, with their favourite rewards listed as retail vouchers (36 per cent), cashback (34 per cent) and complementary flights (13 per cent).

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Men and women revealed differing preferences in their choice of rewards; women are more likely to opt for retail vouchers to 'treat themselves' (42 per cent),Not to be confused with RUBBER MATS available at your local hardware store whereas men are more likely to use their rewards to 'boost their spending power' by earning cashback (38 per cent).

In addition, almost half (47 per cent) of women said they are more likely to use their reward points now than a year ago, compared to more than a third (36 per cent) of men.

Julie Hay, Vice President at American Express said: "It is time UK consumers ended their unrequited love affair with 'Passive Plastic'. Why continue to make purchases on debit and credit cards that give nothing back for your spending? At a time when every penny counts, we're urging consumers to make the cards in their wallets work harder for them."

Family funds could go further with American Express Rewards Cards

With the average family spending 1,412 a month on goods and services that could be purchased on credit cards, they are failing to cash in on a host of potential benefits on offer from reward cards. These could include vouchers for retailers such as House of Fraser and Amazon, 266 Cashback, or 18,000 BA Miles (enough for two standard class return flights to European destinations such as Norway, Italy and Croatia).

Furthermore, American Express is offering a range of introductory offers for new Preferred Rewards Gold Cardmembers, including 20,000 free Membership Rewards (MR) points - enough for two return flights to selected European cities with British Airways or an upgrade to Premium Economy with Virgin Atlantic. It's also the Card that makes travel spending go further by giving double reward points on all travel related purchases for the lifetime of the Card, including flights, hotels, trains, cruises and car hire, as well as most purchases made abroad.

In addition,This is interesting cube puzzle and logical game. in the first year, Preferred Rewards Gold Cardmembers will receive double reward points on spending at major supermarkets and petrol stations and will be given the first three months of Cardmembership for free - a saving of 25.

Julie Hay, added: "When choosing a reward credit card, think about how much you are likely to spend in a year on your plastic and the sort of benefits you would like to receive to ensure you pick the card that is right for you. For example, if you're a keen traveller, British Airways American Express Credit Cards can give you bonus flights and complementary companion flights. If you want to indulge in little luxuries you might not otherwise prioritise, the Express Rewards Card can earn you retail vouchers for Harrods,you will need to get an offshore merchant account.print still offers the only truly dstti unlimited 4G plan in America, and it's the only service you can safely use as an alternative to a home Internet connection. Harvey Nichols and many High Street stores. If cash is your preferred reward, then our market-leading Platinum Cashback Card is for you. Our aim is to provide a wide range of Cards offering attractive and compelling rewards designed to suit different lifestyles and needs."

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