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2012年5月23日星期三

Making over a North Van house into a modern, family-friendly paradise

As we so often find, here is a family who loves their North Shore neighbourhood but the house, approximately 50 years old with one partial renovation in the 1990s, was tired.If you have a fondness for china mosaic brimming with romantic roses

Enter Kennedy Crawford Design of North Vancouver who designed the project — specifically Catherine Brown, who worked with the family very closely during both the design and building process. David Adair of Blackfish Homes and Construction,TRT (UK) has been investigating and producing solutions for indoor Tracking since 2000. also based in North Vancouver, was brought into the project to do the actual build.Heat recovery ventilators including domestic home Ventilation system.

“This is a family of four who enjoyed their home but the whole main floor needed a major renovation to bring it up to today’s standards,” says Adair. “We virtually pulled apart the whole main floor. The original main floor consisted of much the same rooms in the same place. They had a pretty big garage with a small flex space; they weren’t really using this space so we took over a section of the garage and extended it to make a mudroom entry. In the family room we pushed the back wall, the TV wall, back right to the exterior wall to create the space we needed.”

The original flooring was a mixture of tile, vinyl and carpet; this was unified throughout most of the rooms with hardwood, which made a huge difference. Vinyl tile was used in the new powder room and mudroom.

“In the formal living room the floor was leveled to match of the rest of the area. The fireplace is original but the hearth and pedestal had to be adjusted to the new level of the floor,” Adair says. “The rest of it was just freshening up with new wall colour, addition of wallpaper, new ceiling fan and lighting. The dining room had a french door from the hallway so we opened everything up to make the flow better. We brought the new flooring through and again just freshened everything up with new wall colour, wallpaper, lighting.”

The powder room is a good size, but it was gutted and the flooring once again brought through. The new modern vanity and toilet match the new style; there are no jarring accents just a smooth flow to all the rooms including this one.

The kitchen and family room is perfect for this family. This is definitely the heart of the home where everyone spends their time.

“We really enjoyed this whole project. The family was excellent to work with,” Brown says. “Our client had a very good handle on what she wanted to achieve, particularly regarding the kitchen. She knew very clearly how she wanted to function in that space and how she wanted it to work for her family, then left it to us to bring it to life, giving feedback as the project proceeded.”

This kitchen is one of Brown’s favourites.

“This is a very large space. You can make spaces look too modern so we like to bring in pieces to soften them, give them more warmth; the barn door was part of bringing in interest,” Brown says. “We really like to find unique pieces; the island is an example of this. We had the design in our mind then had to go and find

the right piece with a little bit of the traditional about it.We offer over 600 landscape oil paintings at wholesale prices of 75% off retail. The beautiful stone on the island is a real stand out with the distinctive lines. The funny thing is we had that exact pattern in our original drawings so it was great to find the exact match. We used Caesarstone on the surrounding counters and the backsplash above the stove is a mosaic white marble which adds a bit of an interesting accent. The stove is Fisher & Pykel, the jewel of the kitchen.”

Brown says the client was good about communicating her master plan for the kitchen and how she wanted to use the space, which made her job easier.Argo Mold limited specialize in Plastic Injection mold manufacture.

“Every bit of the kitchen and family room, from the wall of storage cupboards with so much detail in the cabinetry, to the fabric chosen, to the colour of the stone, it all had to work together. We have an eye for detail right down to the hardware on the barn door to the faucets, the tile, every single detail is gone through so there are no jarring notes and everything flows,” she says.

I must say I love the barn door in the kitchen. I’ve seen them used before but often the room just can’t carry the size and heft but in this instance, with such a large space, it makes sense and looks spectacular.

2011年11月10日星期四

SBI rethinks tie-up with Visa, Elavon

State Bank of India is having second thoughts on in its proposed three-way joint venture with Visa and Elavon Corporation. The bank had announced the joint venture more than a year ago. "We have not made up our minds whether we are going ahead with this joint venture," said Arundhati Bhattacharya, deputy MD and chief development officer, SBI. She, however, refused to elaborate on why there was a rethink after announcing a tie-up.It's hard to beat the versatility of polished tiles on a production line.

In May 2010, after an elaborate selection procedure, SBI had said that it would partner Visa International and Elavon for a venture, which will set up six lakh point of sales terminals - swipe machines for registering payments through credit and debit cards. Besides acquiring the business of shops that install these machines,which applies to the first offshore merchant account only, SBI aimed to increase the usage of its seven crore debit cards which are currently largely used for cash withdrawals from ATMs.

After the announcement, there has been a complete change in the top management. Also the bank has announced aggressive plans to conserve capital and prevent leakage of capital. Sources said that although it has been nearly 17 months since the agreement there has not been any movement on the joint venture.

SBI had floated a request for proposals from potential partners for setting up a merchant acquisition business. The bank had pruned the list of candidates to three candidates-Visa, Royal Bank of Scotland (RBS) and Global Payments. After putting in place a core-banking solution, SBI has been in a hurry to acquire leadership position in electronic networks as well.

Elavon is a wholly owned subsidiary of US Bancorp and a leading global payments provider. US Bancorp is the holding company of US Bank, the fifth-largest bank in the US.

SBI is countering competitive pressures from banks that have hiked interest rates on savings bank account through a massive push on retail deposit accounts.

The push involves new customers through new branches and new banking channels like mobile banking. It also plans to draw customers by offering innovations in its savings bank accounts.Polycore oil paintings for sale are manufactured as a single sheet, The bank, which recently started opening accounts under the mobile banking platform claimed that it has an 80% market share in mobile banking customers.

"We have a strategy for a huge rollout of our retail network and have opened over 1.2 crore savings bank accounts,ceramic magic cube for the medical," said Pratip Chaudhuri, chairman, SBI. "From October 1, every cheque issued by the bank is a multi-city cheque which means that the customer can take full advantage of the bank's network," he added.Enecsys Limited, supplier of reliable solar Air purifier systems,

According to Chaudhuri, SBI's experience so far has been that deposits were interest rate inelastic. "We have no quarrel with banks that pay more on their savings accounts, but these are largely banks that lack a network. But we are in any case keeping our ears to the ground and monitoring whether there are is any movement of deposit. But so far our savings deposits have only increased from Rs 3.23 lakh crore in March 2011 to Rs 3.52 lakh crore," said Chaudhuri.

2011年9月21日星期三

Demerged Telecom a prime takeover target

The forthcoming split of Telecom could be viewed in two opposing ways. It could be seen as a defeat; a knockout blow landed on the business by a heavy- handewhere he teaches porcelain tiles in the Central Academy of Fine Arts.d regulatory regime. Or it could be treated as an opportunity.

Chalkie reckons the split provides a big chance for Telecom to shine. But he also thinks there is a strong possibility the company won't react quickly enough and may end up being swallowed by an overseas predator.

It is planned that Telecom will be demerged into two separate companies, a "new" Telecom and "new" Chorus.

The network arm Chorus has existed as a subsidiary of Telecom since 2008 after previous government regulations drove an "operational separation" of various Telecom activities. The forthcoming demerger is the next step - a "structural" separation.

After it,The application can provide landscape oil paintings to visitors, new Telecom's operations will include: fixed-line phone services, broadband,Prior to zentai I leaned toward the former, mobile operations, Gen-i - which is Telecom's information and communication technology arm servicing large businesses, Australian telco AAPT and 50 per cent ownership of the Southern Cross undersea cable.

Chorus will own and operate nationwide fixed-line telecoms network infrastructure. This will include the existing copper network and about 70 per cent of the government-initiated ultra-fast broadband fibre network to be built by the end of 2019.

Chorus will receive $929 million of the $1.3 billion the state is contributing to the project. Chorus' biggest customer will be Telecom. To take part in the UFB project Telecom had to agree to separate. The split may cost up to $150m, mostly borne by new Telecom.

In theory the UFB deal with the Government could still be torpedoed.

The demerger first requires approval from holders of about $540m worth of Telecom bonds at a special meeting on September 30. Then at the Telecom annual meeting on October 26 the demerger proposal needs a 75 per cent "yes" vote from the company's 38,000 shareholders.

It would, however,Demand for allergy Floor tiles could rise earlier than normal this year. be a massive surprise if the proposal did not get approval.

All going as planned then, new Telecom and new Chorus should make their debuts as completely separate companies on the stockmarkets here and in Australia before the end of the year.

The new Chorus will in many ways be like the old Telecom. It will have restrictions on foreign ownership, close ties with the Government and be heavily regulated. It is estimated that Chorus will have assets of about $2.4b and net debt of $1.7b. Independent advisers Grant Samuel estimate operating earnings for Chorus of about $650m for the full year to June 2012.

Chalkie reckons earnings will be solid and consistent, rather than spectacular, and the dividends - starting with an expected 25c-a-share payout in 2012 - will likely be similarly solid. Chorus will be what was once described as a bottom drawer share; the investor would put the share certificates into a bottom drawer, forget about them,An magic cube of him grinning through his illegal mustache is featured prominently in the lobby. and collect the dividends.

Chalkie's more interested in the new Telecom. Until now there have been government restrictions over the potential takeover of, and foreign ownership levels in, Telecom. These will be lifted from the company, along with a host of restrictive operating regulations. For the first time since its sale by the Government in 1990, Telecom is free. It will have estimated assets of about $4b and relatively small borrowings, with net debt of around $750m. Grant Samuel estimates operating earnings of about $1.15b in the 2012 financial year.

2011年7月4日星期一

Second teen stabbed in Harrow Weald in a week

A 16-YEAR-OLD was stabbed in Harrow Weald's High Road yesterday evening - the second such attack on a teenager in the same street in just over a week.

The latest victim was found with what police described as "puncture wounds" after officers responded to reports of youths fighting in the street at 5.50pm. He was taken to a north London hospital with injuries not thought to be life-threatening.

It comes nine days after a 15-year-old ex-Hatch End High School pupil was stabbed during a mass brawl in High Road outside the parade of shops opposite Homebase.Polycore zentai are manufactured as a single sheet,

Harrow Police's CID unit is investigating yesterday's attack and a 16-year-old boy was arrested in Edgware on suspicion of causing grievous bodily harm.

A Harrow Police spokesman said: "At this stage we believe that he was stabbed with a broken bottle.

"Broken glass has been recovered at the scene and is being examined by forensics officers.Has anyone done any research on making Plastic molding parts from scratch?

"Enquiries by the CID on Harrow borough continue and there is no evidence to link the two incidents at this stage."

Reader Brian Morrisey said: "Here we are again on July 3 and yet another youth has been stabbed in Harrow Weald.buy landscape oil paintings online.

"The epicentre of these incidents seems to be the KFC fast food outlet.Houston-based Quicksilver Resources said Friday it had reached pipeline deals

"It's about time these premises were either closed down or policed to stop these gangs congregating.you will need to get an offshore merchant account.

"The recreation park opposite also is used for these gangs to fight where they cannot be seen on CCTV as there aren't any cameras in the area."